Servicemembers’ Group Life Insurance Traumatic Injury Protection (TSGLI) helps severely injured service members through their time of need with a one-time payment. The amount varies depending on the injury, but it could make a difference in the lives of service members by allowing their families to be with them during their recovery. TSGLI helps them with unforeseen expenses; or gives them a financial head start on life after recovery.
TSGLI is an insurance program that is bundled with Servicemembers’ Group Life Insurance (SGLI). An additional $1.00 has been added to the service member’s SGLI premium to cover TSGLI.
After Dec. 1, 2005, all service members who are covered by SGLI are automatically also covered by TSGLI, regardless of where their qualifying traumatic injury occurred. However, TSGLI claims require approval.
In addition, there is retroactive TSGLI coverage for service members who sustained a qualifying traumatic injury while in theater supporting Operation Enduring Freedom (OEF), Operation Iraqi Freedom (OIF), or while on orders in a Combat Zone Tax Exclusion (CZTE) area from Oct. 7, 2001, through Nov. 30, 2005. TSGLI coverage is available for these service members regardless of whether SGLI coverage was in force. Beginning on October 1, 2011, TSGLI benefits can be paid for qualifying traumatic injuries incurred during this period, regardless of where the injury occurred. The member is not required to have served under OEF/OIF orders to be eligible for a TSGLI payment.
For more information, and branch of service contact information, visit the Web site at www.insurance.va.gov/sgliSite/TSGLI/TSGLI.htm, or call 1-800-237-1336 (Army); 1-800-368-3202 (Navy) 1-877-216-0825 (Marine Corps); 1-800-433-0048 (Active Duty Air Force); 1-800-525-0102 (Air Force Reserves); 1-703-607-5093 (Air National Guard); 1-202-493-1931 (U.S. Coast Guard); 1-301-594-2963 (PHS); or 1-301-713-3444 (NOAA).